If you’re unemployed, getting behind the wheel of your own car can seem like an unattainable dream—but it doesn’t have to be! There are many organizations that provide free cars for the unemployed who need them most, and all you have to do is prove that you deserve one.
With some work on your part, you can soon be cruising in your very own car without spending a single dime. Read on to learn how to get free cars for the unemployed!
What Is Unemployment Insurance?
Unemployment insurance is designed to provide income for individuals who have been laid off or, more generally, the unemployed. For people in some professions, the last day of work can be a less-than-pleasant experience.
Though they may never want to admit it, sometimes they actually look forward to finally being able to stay home and do things they’ve been putting off because they’ve been working so much.
Now that you don’t have an employer and you’re filing unemployment insurance claims as soon as possible, how do you use this time productively?
Many people find themselves watching TV all day, wasting their days away on daytime dramas and daytime talk shows. After months of living like this, they start feeling guilty about not looking for a job or getting out of the house at all.
They also start feeling bored with their lives, which leads them to feel depressed. One way to break out of this cycle is by volunteering your time at organizations near your home such as senior centers, homeless shelters, animal shelters, or food banks. Not only the unemployed people here are some single moms as well apply and get free cars for single mothers, working or non-working both.
Ways to Save Money During Unemployment
During unemployment, finding ways to save money can be crucial for surviving and avoiding any long-term financial problems. So it’s important that you make use of the resources available to you in order to decrease your costs. Here are some ways that may work for you
1) Cut down on grocery expenses by visiting discount stores like Aldi or Trader Joe’s.
2) Check out clothing consignment shops or garage sales.
3) Sell off anything valuable you have like DVDs, CDs, games, books, and furniture. Be sure to ask friends first before offering them at a yard sale though because they might want to buy them from you directly instead!
Government Programs For Unemployed To Get Free Cars
If you are currently unemployed, there may be a government car assistance program that can provide you with a car for free. This can help make things more manageable during tough times and take some of the pressure off family and friends who are driving or taking public transportation.
Read Also: How to get free cars for college students?
The Government also wants to help Canadians achieve their professional career goals through a free car government program, which is why there are so many programs that offer support to those looking for jobs. One program is the CARP, which assists seniors by providing them with vehicles through non-profit agencies across Canada.
What’s even better about this program is that all applicants must have been over the age of 65 before October 2007 in order to qualify.
There are government grants available from Employment and Social Development Canada (ESDC) as well, which could help you purchase a vehicle if necessary.
Lastly, ESDC offers Employment Insurance benefits for maternity or parental leave; these types of benefits allow employees who become pregnant or have children to receive financial aid while on leave without employment.
Should I Borrow Or Buy?
Most people cannot afford new cars, so they purchase used cars instead. This can be risky because you don’t know the history of the car.
However, if you are unemployed and need transportation, it is easier than ever to get a free car. There are companies that will provide the car at no cost as long as you meet their requirements and conditions.
For example, Enterprise Rent-A-Car offers benefits such as insurance coverage and roadside assistance when you rent a vehicle.
Allstate also provides free gas for up to 12 months for those who have been unemployed for 3 months or more, when purchasing an eligible car with Allstate auto & home insurance (to check eligibility). After 12 months, drivers can receive discounts on their car insurance policy.
State Farm offers this too! What’s even better is that you are not required to own your home in order to qualify for these amazing deals. So there’s really no excuse not to drive around in style!
Applying For Financial Aid To Get A Free Car
Under the government car assistance programs, your car will be repossessed if you do not keep up with your payments. The following are alternative ways of getting rid of your car when you are unemployed:
- Trade It In: A lot of dealerships have programs that may allow you to trade in your vehicle and waive the remaining payment balance if you purchase another one from them.
- Give It Away For Free: In some states, residents can give their vehicles away for free.
- Donate It: The final option is to donate cars or any personal belongings in it. The value of these items may be taxable, so you’ll need to account for that when considering how much money you’ll make by donating your vehicle.
Getting Free Cars From Companies For Low Income Families
Many people around the world are fighting poverty and homelessness, but there is also a growing population of middle-class citizens who find themselves struggling with affordability.
Canadian federal and state governments’ free cars programs have created a solution by supplying new and pre-owned vehicles to low-income families through their various organizations.
By pooling resources and increasing coordination, Canada has committed $75 million over the next three years to help bridge this financial gap.
Many companies offer incentives for car buyers who are currently unemployed. Some of these include free cars for low, no-interest loans and better interest rates. Some local dealerships also offer specials or discounts on used cars to the unemployed as well.
Even if you are just getting by on unemployment or have exhausted your 401K savings, it may be worth your while to get pre-approved for financing before visiting a dealership.
Otherwise, you may not qualify for some deals and will be discouraged in your search. Consider spending an hour researching free car online options before going to a dealership. Also, look into alternative transportation such as public transportation and bicycles.
Other Options To Find Free Cars For Unemployed
If you have bad credit or are unable to provide any income, don’t despair! There are still many places where you can find free cars for unemployed people or for needy families.
Goodwill and Habitat ReStore often offer used vehicles that they auction off at the end of each day.
These typically come with insurance and warranties, so they should be in good shape. Local police departments may also be willing to offer up seized vehicles that were confiscated during drug busts or found abandoned on the side of the road.
Call around to your local non-profit organizations. They’ll often have vehicles that they are willing to donate or give away, especially if they are in need of work.
Some schools will also have car donation programs available, which might help out students who would like to get their driver’s licenses but cannot afford a new car. A quick online search will show what resources are available near you.
Your Credit Score Matters
A consumer’s credit score will typically dictate what the cost of credit is on loans. A high-quality FICO score, which runs from 300-850, can help you secure the best deals out there.
Those with a lower score could end up paying higher interest rates than they have to and could have their application denied without realizing it. Your credit score matters – always check your credit reports before applying for any new loans or lines of credit.
A good credit score will also help you get approved for loans and other lines of credit when you need them. Many people who have poor or fair credit find it difficult to obtain financing when they need it.
Even if you can get financing, you’ll often pay higher interest rates than those with better scores.
You might qualify for an auto loan from your current lender if you were still working. Or, if you know of any family members who can lend you the money, ask them.
Don’t be shy. Tap into your social network and ask everyone you know if they can help you get behind the wheel of a free car. It never hurts to ask, and it could pay off in spades later on.
A man named Harry paid $1 for a lottery ticket, won $10 million, and then gave it all away because he said he already had enough money. Is it even possible for someone who already has enough money to give some of that away?
Borrow One From Friends Or Family
If you can’t afford to purchase a new car of your own and want something reliable, at least consider borrowing one new or used car from family or friends.
Of course, ask around first and see if anyone has the kind of free vehicle or free used cars you want or needs the use of their car for other reasons before taking it.
But if that doesn’t work out and you need a car desperately, there are two websites I found that might be able to help out: OfferUpOopsie and Geebo.
OfferUpOopsie is similar to Craigslist. It’s free to join and allows you a list of free used cars or low-cost cars in your area that you want or need to sell or give away. Unlike Craigslist, they don’t charge a fee to post an ad on their site, so it might be worth checking out.
The website also has tools available to help you look up local classifieds as well as where people offer loans for people with bad credit.
Geebo is another website that offers several different ways for unemployed people looking for transportation to find what they need and you can get a reliable car from it.
For example, if you want to find a car for sale by the owner, type in your location and you’ll see all of the cars available in your area.
There’s also an option to search by price, mileage, and ZIP code. Unlike Craigslist or OfferUpOopsie, Geebo charges a one-time fee of $1 per transaction on vehicles under $5,000.
Apply For Other Jobs
Apply for jobs you’re qualified for even if it’s not what you want to do. Sometimes, companies hire people and then shuffle them around departments where they are needed the most. It might not be your dream job, but it could lead to something else.
Plus, the worst that can happen is that you get turned down. Make an appointment with the unemployment office: The unemployment office is usually located near welfare offices or government buildings.
If you have trouble finding it, just call your local unemployment office phone number and ask for directions. Once there, register with the officer at the desk.
Fill out paperwork: Once inside the unemployment office, fill out some paperwork to find out about their free car program as well as any other programs offered by your state or country.
Participate In Paid Focus Groups
It may sound too good to be true, but you can get paid for participating in focus groups if you qualify! Participating in these sessions is not just about providing feedback on products or services. Focus groups are actually used for market research.
The information gathered from these discussions is used to help the company understand consumer behavior and better formulate strategies for their business. Focus group jobs typically pay anywhere from $50-$250 and last about 2 hours.
Become An Uber driver
Uber is on the up and up and many people are using the service to supplement their income. Signing up as an Uber driver can make for a great side of transportation services, especially if you need extra money.
A bit of self-promotion: To give you some pointers on how to get started, I put together this blog post about getting started as an Uber driver!
You can also try out Lyft and Sidecar if you want to give your ridesharing career a spin. With more than 150 cities now available on Uber, you’ll have plenty of places to drive in and get paid. Good luck!
Car Dealerships Offer Free Cars For Unemployed
Unemployed? Sick of spending your entire paycheck on rent and gas? Today, in part thanks to the U.S. government, thousands of free vehicles or used cars are being given away for free every year.
The government knows that having a car is essential, especially when unemployment insurance payments can only last so long before they run out.
So if you’re struggling to get by and are really in need of a free car program for getting a free used car, don’t be afraid to give one of these cars for free to unemployed people.
Not only can you drive away without any money down, but many of these programs will also give you low-interest financing as well as free vehicles.
Plus, what have you got to lose? It’s no secret that there are lots of benefits to driving an electric vehicle today, like lower fuel costs and dramatically reduced maintenance bills.
And with rising gas prices and environmental concerns at an all-time high, this could be the best opportunity you’ll ever have to go green.
Have You Met The Requirements Of Free Cars For The Unemployed?
You’ll need an income-generating job for one year before you can qualify for this benefit. In addition, the car has to be less than 10 years old and have less than 125,000 miles on it.
And remember: if you sell or trade-in your old car and make more than $500 from that sale, then you’ll have to pay taxes on the profit.
It may seem like there are a lot of hoops to jump through in order to qualify for an unemployment auto allowance, but it’s worth it if you need another car.
Back To Feet
Starting over after losing your job can be difficult. Whether you’re used to living paycheck-to-paycheck or had difficulty managing your finances before, it can be stressful when unemployment hits. But getting back on your feet is possible!
The National Automobile Dealers Association reports that the average car payment for new vehicles was $483 in 2017.
And while you might be feeling like purchasing or leasing a car is the only option, it’s important to explore other solutions first. Believe it or not, there are some great resources available to help unemployed people finance cars and avoid high monthly payments!
One of those resources is your local public-private partnership. Public-private partnerships can offer incentives like car purchase and ownership assistance through grants or no-interest loans, discounts on vehicles for low-income families, and more.
Some private foundations and nonprofit organizations also offer financing solutions specifically for people looking to purchase cars in situations similar to yours.
Additionally, federal programs like CARS (Consumer Assistance to Recycle and Save) can help you pay off or trade in your old vehicle when you buy a new one!
Driving Off Into The Sunset With Your New Free Car
The best way for an unemployed person to get a car for free is through someone who has some income.
All you have to do is ask your friends, family members, and co-workers if they would be willing to let you use their donated vehicles for the next year or so in exchange for gas money and maintenance.
Find out how much it costs to fill up with gas (or put gas in the tank). Then calculate how much it will cost per month. Then decide on a monthly amount that you can afford to pay.
After getting your new car just enjoy your sunset ride as you drive off into the sunset with your new free car!